Tier Status
| Tier 1 0-1 financialneed | Tier 2 2-3 financialneeds | Tier 3 4 financialneeds | Tier 4 5 financialneeds or Assets >R25m | Tier 5 6+ financialneeds or Assets >R50m | |
|---|---|---|---|---|---|
| Points for: Updating your details, completing surveys, referring friends | |||||
| Points for: Financial education, calculators and advice Personalised credit report | |||||
| Life Insurance (% of premium in points) | 5% | 10% | 20% | 30% | 35% |
| Savings, Investments, Retirement Income & Lending (% of premium in points) | 0.5% | 1.5% | 2.5% | 3.5% | 5% |
| Funeral Cover (% of premium in points) | 5% | 15% | 25% | 35% | 50% |
| Member Benefits | |||||
| Terms and conditions apply |
Tier 10-1 financial
need
Points for:
Updating your details, completing surveys, referring friends
Points for:
Financial education, calculators and advice
Personalised credit report
5% Life Insurance
(% of premium in points)
0.5% Savings, Investments, Retirement Income & Lending
(% of premium in points)
5% Funeral Cover
(% of premium in points)
Tier 22-3 financial
needs
Points for:
Updating your details, completing surveys, referring friends
Points for:
Financial education, calculators and advice
Personalised credit report
10% Life Insurance
(% of premium in points)
1.5% Savings, Investments, Retirement Income & Lending
(% of premium in points)
15% Funeral Cover
(% of premium in points)
Tier 34 financial
needs
Points for:
Updating your details, completing surveys, referring friends
Points for:
Financial education, calculators and advice
Personalised credit report
20% Life Insurance
(% of premium in points)
2.5% Savings, Investments, Retirement Income & Lending
(% of premium in points)
25% Funeral Cover
(% of premium in points)
Tier 4 5 financial
needs or Assets >R25m
Points for:
Updating your details, completing surveys, referring friends
Points for:
Financial education, calculators and advice
Personalised credit report
30% Life Insurance
(% of premium in points)
3.5% Savings, Investments, Retirement Income & Lending
(% of premium in points)
35% Funeral Cover
(% of premium in points)
Tier 5 6+ financial
needs or Assets >R50m
Points for:
Updating your details, completing surveys, referring friends
Points for:
Financial education, calculators and advice
Personalised credit report
35% Life Insurance
(% of premium in points)
5% Savings, Investments, Retirement Income & Lending
(% of premium in points)
50% Funeral Cover
(% of premium in points)
Your Financial Needs Covered
Your tier status is linked to the products you have with Old Mutual, and the categories that those products fall into.
To move up a tier level, you need to get a product from a category you don’t have yet. To find out what qualifies for each category, click on the cards below or read the detail in our terms & conditions.
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Open a product in one of these categories to up your tier:
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