Old Mutual Rewards Dare to Dream Competition Terms and Conditions  

These are the standard Terms and Conditions for the Old Mutual Rewards Dare to Win Competition. Participation in the competition is acceptance in adherence to these Terms and Conditions. 

1. This competition is conducted and promoted by Old Mutual Rewards.  
2. The competition starts on 14 October and ends 8 December 2024.   
3. Old Mutual Rewards members who complete weekly entries during this period will enter the competition. Members can increase their chances of winning by completing any of our financial wellness assessments. Each assessment completed gives you an extra entry into the prize draws.
   The assessments are:
   1. Financial wellbeing assessment
   2. Debt Assessment
   3. Financial literacy assessment
   4. Financial Stress assessment
   5. Insurance assessment
   6. Money Personality assessment
   7. Savings Habits
   8. Budgeting assessment
4. To be eligible to win, participants (you) must:  
   • Must be an be an Old Mutual Rewards member and be 18 years or older.
   • Your Old Mutual Rewards account must be active, and you must have accepted the Old Mutual Rewards Terms and Conditions.  
   • Complete weekly entries during the competition period.
   • Members can win weekly and monthly prizes as well as still be eligible for the grand prize.
5. The competition prize:
   As an Old Mutual Rewards member, you could win the following:  
   • One of two weekly prizes of 10 000 Old Mutual Rewards points (worth R1 000)
   • One of four monthly prizes of 50 000 Old Mutual Rewards points (worth R5 000) 
   • Be one of two winners of the grand prize of 500 000 Old Mutual Rewards points (worth R50 000)
6. How to enter:  
   • Complete weekly entry forms on the Old Mutual Rewards website or Old Mutual App. Once completed, you will automatically be entered into the weekly, monthly and grand prize draws.
7. How to claim your prize(s):  
   • Qualifying weekly and monthly winners will be contacted via email and SMS with redemption instructions. Grand prize winners will be contacted telephonically and via email and SMS. 
   • Old Mutual Rewards points will be credited to qualifying winners’ Old Mutual Rewards accounts.
8. Old Mutual Rewards retains full discretion to award prizes.   
9. Old Mutual Rewards reserves the right to terminate this promotion immediately and without any prior notice. In the event of such a termination, all members lose any rights that they may have against Old Mutual Rewards and acknowledge that they will have no recourse to any claim of any sort.  
10. Old Mutual Rewards has the right to disqualify any member if it believes that the member:  
    • has not complied with these rules; or  
    • has tried to unfairly influence the outcome of this promotion.  
11. Eligibility restrictions:  
    The following persons, although meeting the criteria above, may not qualify to participate in this Old Mutual Rewards Dare to Win Competition; Directors, partners, employees, agents of, consultant or any similar connected individuals to the Old Mutual Group of companies. 
12. Use of weekly surveys: 
    As set out in the Privacy Policy, your responses to the weekly surveys may be used by the Old Mutual Group of companies in our academic and/or market research and analytics unit to refine our propositions to customers. This will be done on an anonymised basis and the responses published for academic and/or market research purposes will be aggregated and anonymised.
    
    Old Mutual Rewards (Pty) Ltd., Registration Number 2018/095769/07 is a company in the Old Mutual Group. Terms, Conditions and Programme Rules apply.